Your Partner in Medicare
I am an independent broker. My company is called Health and Wellness Advisors, serving the Lake of the Ozarks, Mid Missouri, and the Kansas City area. At Health and Wellness, I serve as an independent Medicare broker with a simple but powerful mission: to educate, empower, and protect.
Every year, Medicare undergoes changes—and I’m here to make sure you understand what those changes mean for you. I believe that informed decisions lead to better health outcomes, fewer hospital visits, and greater peace of mind.
With a heart for service and a passion for clarity, I walk alongside seniors and caregivers to help them navigate their options with confidence. Whether it’s choosing the right plan, understanding benefits, or staying ahead of policy updates, I’m committed to keeping you informed and supported every step of the way.
Your health matters. Your time matters. And your trust matters. That’s why I’ve built Health and Wellness as a place where education meets compassion—so you can focus on living well.
"Each of you should use whatever gift you have received to serve others.”
1 Peter 4:10
Candi Tostenrud-Independent Medicare Broker
Advocating for Seniors with Compassion and Clarity
With over 47 years of experience in pharmacy and healthcare, I’ve dedicated my life to supporting patients on their health journeys.
Throughout my career, I saw firsthand how many Medicare beneficiaries were confused, frustrated, or simply lacked the support they needed when it came to their healthcare coverage. I often found myself not just filling prescriptions, but listening to patients who were upset or overwhelmed by their Medicare plans.
When I retired from pharmacy, I knew I was not finished helping people. That experience inspired me to become an Independent Medicare Broker—someone who could be the advocate so many seniors don’t have.
Today, I work with individuals and families to navigate Medicare with confidence, offering clear, unbiased guidance and personalized solutions.
As an independent broker, I represent multiple top tier carriers, which affords you the best coverage that works best for you. That means I can focus on what truly matters: finding the right plan for you. Whether you're new to Medicare, looking to switch plans, or simply need someone you can trust to walk you through your options, I'm here to help—patiently, honestly, and with your best interests at heart.
Because everyone deserves a partner in their healthcare journey—and I’d be honored to be yours!
Contact me today to schedule a free consultation and take the stress out of Medicare. I’m here to help—every step of the way.
